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Global medical emergencies, trip cancellation, lost baggage, and surf travel protection for California travelers going anywhere in the world.
Coverage Details
From remote surf breaks to international business hubs, our travel insurance keeps California adventurers protected wherever the journey leads.
Your domestic health insurance may not cover you outside the United States, and Medicare provides no international coverage at all. Global medical emergency coverage pays for hospital stays, doctor visits, surgeries, and emergency dental care while traveling abroad. For California residents exploring international destinations, this coverage can prevent medical bills running into tens of thousands of dollars and includes emergency medical evacuation back to the U.S. when medically necessary.
International trips require significant upfront investment in flights, hotels, tours, and excursions. Trip cancellation coverage reimburses you for non-refundable expenses if you must cancel due to covered reasons such as illness, injury, family emergency, or severe weather. Whether you are heading to Bali for a month or taking a quick trip to Mexico, cancellation coverage ensures a last-minute emergency does not mean losing thousands of dollars in prepaid travel costs.
International airlines lose or delay thousands of bags every day. Lost baggage coverage reimburses you for clothing, electronics, sports gear, and personal items if your luggage is lost, stolen, or damaged. Baggage delay coverage pays for essential items like toiletries and clothing if your bags are delayed beyond a set number of hours, so you can start enjoying your trip while you wait for your belongings to catch up.
California surfers travel the world chasing perfect waves, from Costa Rica to Indonesia to remote Pacific atolls. Surf travel protection covers your surfboards, wetsuits, and gear during transit and on location. It also includes coverage for surf-specific risks such as reef cuts requiring medical attention, board damage on rocky breaks, and trip interruption if your destination becomes inaccessible due to weather or natural disaster. Every surfer who travels internationally should carry this specialized coverage.